Call 704-557-9750
Text 980-340-6920
Client Portal

Our Services
Who We Serve
Financial Resources
About
- Meet SDT
- Fee Transparency
- FAQ
- Careers
Contact Us
Free Discovery Call

The Prosperous Doc^® Blog

A blog for physicians and dentists offering financial solutions for every stage of your career – from residency to retirement.

In the Community
Events

Select a Topic

Asset Protection
Benefits Enrollment
Debt Management
Dentist Focused
Education Planning
Estate Planning
Financial Planning
Financial Wellness
Insurance
Investments
Mortgage
News & Events
Philanthropy
Physician Focused
Practice Ownership
Practice Transitions
Retirement Planning
Risk Management
Student Loans
Tax Planning

Last-Minute Tax Tips for High-Income Earners

Maximizing the Impact of Your Bonus

Retirees Beware: How to Spot and Stop Financial Scams

Financial Infidelity: It's Not About the Money, It's About Trust

Understanding IRMAA: How Your Income Affects Medicare Costs

Breaking Free From Concentrated Positions: Protecting Your Wealth With Diversification

When Is the Best Time to Fund Your Roth IRA?

What Should You Do With Your 457 Plan When You Change Jobs?

6 Key Financial Numbers for 2025

Top 8 Financial Planning Blogs for 2024

Physician Mortgage Loans: A Case Study

Does Money Buy Happiness?

End-of-Year Charitable Giving

A Doctor's Guide to Physician Mortgage Loans: Benefits, Eligibility, and Smart Decisions

What Is a Financial Plan?

2025 Retirement Contribution Limits Announced

Employee Benefits: What is the Difference Between an HSA and an FSA?

End-of-Year Tax Tips for Doctors

6 Key Advantages of Joining a DSO-Owned Dental Practice

How Does a Construction Loan Work? + How to Get One

Early Retirement Health Insurance: Bridging the Gap to Medicare

1031 Exchanges vs Qualified Opportunity Zones: Navigating the World of Tax-Advantaged Real Estate Investments

Behavioral Finance: Your Mood and Your Money

Maximize Your Giving, Minimize Your Taxes: The Power of Qualified Charitable Distribution

Appreciated Assets: A Gifting Strategy for High-Income Earners

Streamlining Your Financial Future: The Benefits of Investment Account Consolidation

Private Credit Investing: A Growing Opportunity for High-Net-Worth Investors

5 Money Questions to Ask Your Spouse

The Importance of Updating Your Estate Plan: When to Update Your Plan and Why

Inherited IRA Rules Are Complicated

Election Year Investing: Separating Fact From Fiction

Roth IRA vs Traditional IRA: Choosing the Right Retirement Account for You

What Is Direct Indexing? How It Works, Key Aspects, and Benefits

Working in Retirement: Considerations for Doctors

Managing Excess Funds in Your Child's 529 Plan

Our Investment Philosophy

6 Common Financial Mistakes to Avoid as a Newlywed

Exploring the Considerations of Employing Your Children in Your Dental Practice

Buyer Beware: Should You Convert Your Pre-Tax IRA to a Roth IRA in Retirement?

Financial Terms Every Physician and Dentist Should Know

5 Factors to Consider When Planning for Retirement

Physician Signing Bonus Tax: Avoiding Surprises and Maximizing Your Earnings

The Importance of Attracting and Retaining Associate Dentists

How to Develop a Sound Investment Strategy

How Do Restricted Stock Units Work?

Breaking Down Retirement Plans for Physicians and Dentists

Saving for College: The Advantage of Using a 529 Plan

Understanding Money Dysmorphia

4 Key Questions Doctors Should Ask Before Investing in a Surgery Center

Understanding Opportunity Zones: How They Can Benefit High-Income Families

Why Doctors Should Consider a Backdoor Roth IRA for Retirement Saving

What to Expect When Applying for Life Insurance

The Difference Between Investment Management and Financial Planning

How Much Can You Gift Tax Free? Navigating the Intricacies of Gift Tax

Why Dual-Doctor Households May Benefit From Filing Separate Tax Returns

How to Report Your Backdoor Roth IRA on Your Taxes

The "Ozempic" for Money

Pros and Cons of Annuities in Retirement

A Thoughtful Approach to Trust Management: A Corporate Trustee

Demystifying the Mega Backdoor Roth

January 2024 Market Outlook: Predictions for Investors

Cash Balance Plans for Dentists

3 Essential Considerations for Charitable Giving

4 End-of-Year Tax Tips for Doctors

The Financial Planning Pyramid of Priorities

How Can Doctors Prepare for Unexpected Financial Challenges?

How to Avoid Dentist and Physician Identity Theft

10 Key Terms for Dentists Selling to Private Equity Firms

Life Insurance for Doctors: What Residents Need to Know

10 Mistakes Doctors Should Avoid When Purchasing Disability Insurance

Financial Considerations for Dual-Doctor Households

National Financial Awareness Day Is Here. Is Your Financial House in Order?

5 Benefits of GSI Disability Insurance for Medical Residents

Federal Student Loan Update: Payments Resuming and Changing Forgiveness Programs

How to Prepare to Sell Your Dental Practice to a Private Equity Firm

Top 4 Underestimated Expenses in Retirement

Safeguarding Your Future: Why New Doctors Need Disability Income Insurance

Common Financial Mistakes New Doctors Make

Exploring Recent Changes to HSA Contribution Limits for 2024

Do You Need an Emergency Fund?

Good Debt vs Bad Debt and the Importance of Paying it Off

The Pros and Cons of Whole Life Insurance for High-Income Earners

Estate Planning Basics for Doctors

7 Top Social Security Myths and Misconceptions

What Happens if You Die Without a Will?

The Reward of Long-Term Investing

3 Financial Spring Cleaning Tips to Simplify Your Finances

Estate Planning: Signing Your Estate Documents Is Not the Final Step

Unclaimed Property: What Is It and How Do You Find It?

Are You a Possibility Investor or a Probability Investor?

6 Disability Insurance Riders Doctors and Dentists Should Consider

Pros and Cons of Filing for Social Security before Full Retirement Age

A Look Back: Lessons from the 2022 Financial Markets

Saving for Retirement Amid Inflation

The Complete Financial Life Cycle of Physicians

Opportunities in a Bear Market

Understanding Physician Compensation - RVUs Explained

2022 Year-End Financial Punchlist

2022 End of Year Tax Planning for Doctors

A Financial Planner’s Perspective on Consumer Confidence

How to Read Your Social Security Statement

Federal Student Loan News: Limited Waiver for Public Service Loan Forgiveness

Navigating Open Enrollment 2024? Key Considerations for Doctors

Where Are You Wasting Your Money?

Eight Myths about Life Insurance

When Interest Rates Rise, Your Credit Card Debt Can Cost You More

How Long Do Bear Markets Last?

Four Charitable Giving Strategies for Retirees

Adapting to Life After Dental School: Tips for New Dentists

Is Money a Source of Stress? A Self-Assessment for Doctors

Smart Financial Moves if Your Student Loans are Under Forbearance

The Importance of Sleep for Doctors

How to Save for Large Expenses

Your Retirement: The Sequence of Returns Risk and How to Mitigate the Risk

2022: Does an Ugly Start Lead to a Beautiful Finish?

Top 5 Medicare Mistakes to Avoid

Seller Beware: How the Sale of Your Home May Affect Your Taxes

Is My Group Disability Insurance Coverage Enough?

Why A Financial Portfolio is Not a Financial Plan

Seven Common Retirement Planning Mistakes for Doctors

Where You Should NOT Be Keeping Your Money

Buying Into a Surgery Center

Understanding and Approaching Physician Non-Compete Agreements

A Financial Planner's Perspective on Inflation: Managing Your Economy

Dental Associates: Red Flags in an Employment Agreement

The Importance of Updating Your Beneficiary Information

A Primer on Physician Compensation: Am I Being Paid Fairly?

2022 Economic Outlook

How Doctors Can Boost Their Savings

Top Prosperous Doc® Podcasts of 2021

5 Key Estate Planning Documents

Smart Money Moves for Doctors in the New Year

How Much Residents & Fellows Should Save for the Transition Period

The Money Comparison Trap for Doctors

Financial Hacks for Physicians Transitioning from Training to Practice

What is Going on with Inflation?

2022 Open Enrollment Considerations for White Coats

Can I Count on Social Security?

Paying Off Medical School Debt

Behavioral Finance: The Psychology of Money

Celebrating Women In Medicine

Marriage and Money: Tips on How to Talk About Money with Your Spouse

Student Loans: How Income Driven Repayments (IDR) Work

Comprehensive Guide: How to Refinance Your Student Loans

2021 Midyear Economic Outlook

Tax Implications of Moving to Another State

Disability Insurance Round-up for Dentists and Physicians

5 Things to Think About if You are Considering a Sale of Your Practice

What Can You Do with Leftover Money in a 529 Plan?

4 Budgeting Tips for Medical Residents

6 Money Decisions® for Physicians and Dentists

What is Business Overhead Expense Insurance for Dentists and Physicians?

Organizing Your Financial Junk Drawer

How Do You Teach Your Kids About Money?

What to Consider Before You Make a Retirement Plan?

6 Keys to Launch Your Medical or Dental Practice to the Next Level

Preventing Physician Burnout: How to Combat Workplace Stress

8 Questions a Dentist Should Ask Before Hiring a Financial Planner

Disability Insurance Basics for the New Physician

Financial Planning for Early Career Physicians

Our Favorite Podcasts of the Spaugh Dameron Tenny Team

5 Common Tax Preparation Mistakes

Financial Calendar Action Items for Doctors

What Doctors Should Know About Disability Income Insurance

Are You Emotionally Ready to Retire?

Making Tough Decisions: The Doctor's Role in a Medical Team

Which of These 6 Different Types Of Mortgage Loans Are Right for You?

Term vs Whole Life Insurance for White Coats

Which Political Party is Better for Investors?

Top 4 Estate Planning Issues Unique to Doctors

How Much Does a Financial Plan Cost?

5 Questions Answered About the Doctor Mortgage Program

10 Things These Doctors Wish They Knew Before Resident Match

The Power of Dollar-Cost Average Investing

How Supplemental Disability Insurance Works for Doctors

How Does Social Security Work for High Income Earners?

Best Student Loan Refinancing Companies for Doctors

The Prosperous Doc Podcast: 6 Most Popular Episodes

The Pros & Cons of a Surgery Center

Use These 4 Smart Money Moves to Pay Off Student Loans Faster

4 Effective Student Loan Repayment Options Doctors Should Consider

When Doctors Should Use Short-term vs. Long-term Disability Insurance

How to Plan Financially: 6 Money Decisions®

The Prosperous Doc: New Name, Same Mission

5 Ways to Maintain an Independent Physician Practice

4 Good Financial Habits to Help You Prosper In Life

When Mortgage Refinancing Makes Sense for You

Should You Invest While the Market is Down?

13 Reasons Why Doctors Need a Financial Planner

Focus on Your Economy During Crisis

What A Financial Advisor Can and Can’t Do For You

4 Practical Tips for Real Successful Saving

Physician Employee Contract Agreements

Transition Planning

The Importance of All-Weather Planning and Insurance for Medical Practices

4 Tips for Managing Your Marriage Finances

7 Reasons Why Financial Stress is Contributing to Physician Depression

Vlog: The Benefits of Goal Planning

A Doctor’s Medical Mission Trip Journal

An Emergency Fund: Your Financial Building Block

CRN202504-2210151

Contact Us
Our Services
Financial Resources
About
- FAQ
- Careers
Who We Serve
Fee Transparency
- Licenses
  - Client Portal

Securities, investment advisory and financial planning services offered through qualified Registered Representatives of MML Investors Services, LLC. Member SIPC. Supervisory office: 4350 Congress Street, Suite 300, Charlotte, NC 28209, (704) 557-9600. Spaugh Dameron Tenny is not a subsidiary or affiliate of MML Investors Services, LLC or its affiliated companies.

Check the background of your financial professional on FINRA’s Broker check →

Copyright @ 2024 | Site managed by LAIRE

Securities, investment advisory and financial planning services offered through qualified Registered Representatives of MML Investors Services, LLC. Member SIPC. Supervisory office: 4350 Congress Street, Suite 300, Charlotte, NC 28209, (704) 557-9600. Spaugh Dameron Tenny is not a subsidiary or affiliate of MML Investors Services, LLC or its affiliated companies.

Check the background of your financial professional on FINRA’s Broker check →