Call 704-557-9750
Text 980-340-6920
Client Portal
Our Services
Services Overview
Financial Planning
Student Loan Consulting
Retirement Planning
Private Wealth Services
Practice Services
Financial Education Seminars
Who We Serve
Financial Resources
All Resources
Free Guides
Financial Planning
Retirement
Insurance
Student Loans
Practice Planning
Blog Articles
Podcasts
Videos
In the Media
About
Meet SDT
Fee Transparency
FAQ
Careers
Contact Us
Free Discovery Call
Helpful Blog Articles
Financial wellness insights, education,
and expertise for every stage of your life.
In the Community
Events
Select a Topic
Asset Protection
Benefits Enrollment
Debt Management
Dentist Focused
Education Planning
Estate Planning
Financial Planning
Financial Wellness
Insurance
Investments
Mortgage
News & Events
Philanthropy
Physician Focused
Practice Ownership
Practice Transitions
Retirement Planning
Risk Management
Student Loans
Tax Planning
Exchange Funds Explained: Tax-Deferred Diversification for Investors
How to Wean Your Teen: Helping College Students Gain Financial Independence
Do I Need a Financial Advisor? What They Do & Don’t Do
Why You Owe Taxes on Capital Gains: Even If You Didn’t Sell or Withdraw
How to Access Your 401(k) or IRA Early Without a Penalty Using Rule 72(t)
Should You Buy Into a Surgery Center? Financial Considerations for Physicians
Are Social Security Benefits Worth More Than You Think?
Last-Minute Tax Tips for High-Income Earners
How to Report Your Backdoor Roth IRA on Your Taxes
Maximizing the Impact of Your Bonus
Retirees Beware: How to Spot and Stop Financial Scams
Why High-Income Professionals Still Need an Emergency Fund
Financial Infidelity: It's Not About the Money, It's About Trust
Understanding IRMAA: How Your Income Affects Medicare Costs
Breaking Free From Concentrated Positions: Protecting Your Wealth With Diversification
When Is the Best Time to Fund Your Roth IRA?
What Should You Do With Your 457 Plan When You Change Jobs?
6 Key Financial Numbers for 2025
Top 8 Financial Planning Blogs for 2024
Physician Mortgage Loans: A Case Study
Does Money Buy Happiness?
End-of-Year Charitable Giving
A Doctor's Guide to Physician Mortgage Loans: Benefits, Eligibility, and Smart Decisions
What Is a Financial Plan?
2025 Retirement Contribution Limits Announced
Employee Benefits: What is the Difference Between an HSA and an FSA?
End-of-Year Tax Tips for Doctors
6 Key Advantages of Joining a DSO-Owned Dental Practice
How Does a Construction Loan Work? + How to Get One
Early Retirement Health Insurance: Bridging the Gap to Medicare
1031 Exchanges vs Qualified Opportunity Zones: Navigating the World of Tax-Advantaged Real Estate Investments
Behavioral Finance: Your Mood and Your Money
Maximize Your Giving, Minimize Your Taxes: The Power of Qualified Charitable Distribution
Appreciated Assets: A Gifting Strategy for High-Income Earners
Streamlining Your Financial Future: The Benefits of Investment Account Consolidation
Private Credit Investing: A Growing Opportunity for High-Net-Worth Investors
5 Money Questions to Ask Your Spouse
The Importance of Updating Your Estate Plan: When to Update Your Plan and Why
Inherited IRA Rules Are Complicated
Election Year Investing: Separating Fact From Fiction
Roth IRA vs Traditional IRA: Choosing the Right Retirement Account for You
What Is Direct Indexing? How It Works, Key Aspects, and Benefits
Working in Retirement: Considerations for Doctors
Managing Excess Funds in Your Child's 529 Plan
Our Investment Philosophy
6 Common Financial Mistakes to Avoid as a Newlywed
Exploring the Considerations of Employing Your Children in Your Dental Practice
Buyer Beware: Should You Convert Your Pre-Tax IRA to a Roth IRA in Retirement?
Financial Terms Every Physician and Dentist Should Know
5 Factors to Consider When Planning for Retirement
Physician Signing Bonus Tax: Avoiding Surprises and Maximizing Your Earnings
The Importance of Attracting and Retaining Associate Dentists
How to Develop a Sound Investment Strategy
How Do Restricted Stock Units Work?
Breaking Down Retirement Plans for Physicians and Dentists
Saving for College: The Advantage of Using a 529 Plan
Understanding Money Dysmorphia
4 Key Questions Doctors Should Ask Before Investing in a Surgery Center
Understanding Opportunity Zones: How They Can Benefit High-Income Families
Why Doctors Should Consider a Backdoor Roth IRA for Retirement Saving
What to Expect When Applying for Life Insurance
The Difference Between Investment Management and Financial Planning
How Much Can You Gift Tax Free? Navigating the Intricacies of Gift Tax
Why Dual-Doctor Households May Benefit From Filing Separate Tax Returns
The "Ozempic" for Money
Pros and Cons of Annuities in Retirement
A Thoughtful Approach to Trust Management: A Corporate Trustee
Demystifying the Mega Backdoor Roth
January 2024 Market Outlook: Predictions for Investors
Cash Balance Plans for Dentists
3 Essential Considerations for Charitable Giving
4 End-of-Year Tax Tips for Doctors
The Financial Planning Pyramid of Priorities
How Can Doctors Prepare for Unexpected Financial Challenges?
How to Avoid Dentist and Physician Identity Theft
10 Key Terms for Dentists Selling to Private Equity Firms
Life Insurance for Doctors: What Residents Need to Know
10 Mistakes Doctors Should Avoid When Purchasing Disability Insurance
Financial Considerations for Dual-Doctor Households
National Financial Awareness Day Is Here. Is Your Financial House in Order?
5 Benefits of GSI Disability Insurance for Medical Residents
Federal Student Loan Update: Payments Resuming and Changing Forgiveness Programs
How to Prepare to Sell Your Dental Practice to a Private Equity Firm
Top 4 Underestimated Expenses in Retirement
Safeguarding Your Future: Why New Doctors Need Disability Income Insurance
Common Financial Mistakes New Doctors Make
Exploring Recent Changes to HSA Contribution Limits for 2024
Good Debt vs Bad Debt and the Importance of Paying it Off
The Pros and Cons of Whole Life Insurance for High-Income Earners
Estate Planning Basics for Doctors
7 Top Social Security Myths and Misconceptions
What Happens if You Die Without a Will?
The Reward of Long-Term Investing
3 Financial Spring Cleaning Tips to Simplify Your Finances
Estate Planning: Signing Your Estate Documents Is Not the Final Step
Unclaimed Property: What Is It and How Do You Find It?
Are You a Possibility Investor or a Probability Investor?
6 Disability Insurance Riders Doctors and Dentists Should Consider
Pros and Cons of Filing for Social Security before Full Retirement Age
A Look Back: Lessons from the 2022 Financial Markets
Saving for Retirement Amid Inflation
The Complete Financial Life Cycle of Physicians
Opportunities in a Bear Market
Understanding Physician Compensation - RVUs Explained
2022 Year-End Financial Punchlist
A Financial Planner’s Perspective on Consumer Confidence
How to Read Your Social Security Statement
Federal Student Loan News: Limited Waiver for Public Service Loan Forgiveness
Navigating Open Enrollment 2024? Key Considerations for Doctors
Where Are You Wasting Your Money?
Eight Myths about Life Insurance
When Interest Rates Rise, Your Credit Card Debt Can Cost You More
How Long Do Bear Markets Last?
Four Charitable Giving Strategies for Retirees
Adapting to Life After Dental School: Tips for New Dentists
Is Money a Source of Stress? A Self-Assessment for Doctors
Smart Financial Moves if Your Student Loans are Under Forbearance
The Importance of Sleep for Doctors
How to Save for Large Expenses
Your Retirement: The Sequence of Returns Risk and How to Mitigate the Risk
2022: Does an Ugly Start Lead to a Beautiful Finish?
Top 5 Medicare Mistakes to Avoid
Seller Beware: How the Sale of Your Home May Affect Your Taxes
Is My Group Disability Insurance Coverage Enough?
Why A Financial Portfolio is Not a Financial Plan
Seven Common Retirement Planning Mistakes for Doctors
Where You Should NOT Be Keeping Your Money
Understanding and Approaching Physician Non-Compete Agreements
A Financial Planner's Perspective on Inflation: Managing Your Economy
Dental Associates: Red Flags in an Employment Agreement
The Importance of Updating Your Beneficiary Information
A Primer on Physician Compensation: Am I Being Paid Fairly?
2022 Economic Outlook
How Doctors Can Boost Their Savings
Top Prosperous Doc® Podcasts of 2021
5 Key Estate Planning Documents
Smart Money Moves for Doctors in the New Year
How Much Residents & Fellows Should Save for the Transition Period
The Money Comparison Trap for Doctors
Financial Hacks for Physicians Transitioning from Training to Practice
What is Going on with Inflation?
2022 Open Enrollment Considerations for White Coats
Can I Count on Social Security?
Paying Off Medical School Debt
Behavioral Finance: The Psychology of Money
Celebrating Women In Medicine
Marriage and Money: Tips on How to Talk About Money with Your Spouse
Student Loans: How Income Driven Repayments (IDR) Work
Comprehensive Guide: How to Refinance Your Student Loans
2021 Midyear Economic Outlook
Tax Implications of Moving to Another State
Disability Insurance Round-up for Dentists and Physicians
5 Things to Think About if You are Considering a Sale of Your Practice
What Can You Do with Leftover Money in a 529 Plan?
4 Budgeting Tips for Medical Residents
6 Money Decisions® for Physicians and Dentists
What is Business Overhead Expense Insurance for Dentists and Physicians?
Organizing Your Financial Junk Drawer
How Do You Teach Your Kids About Money?
What to Consider Before You Make a Retirement Plan?
6 Keys to Launch Your Medical or Dental Practice to the Next Level
Preventing Physician Burnout: How to Combat Workplace Stress
8 Questions a Dentist Should Ask Before Hiring a Financial Planner
Disability Insurance Basics for the New Physician
Financial Planning for Early Career Physicians
Our Favorite Podcasts of the Spaugh Dameron Tenny Team
5 Common Tax Preparation Mistakes
Financial Calendar Action Items for Doctors
What Doctors Should Know About Disability Income Insurance
Are You Emotionally Ready to Retire?
Which of These 6 Different Types Of Mortgage Loans Are Right for You?
Term vs Whole Life Insurance for White Coats
Which Political Party is Better for Investors?
Top 4 Estate Planning Issues Unique to Doctors
How Much Does a Financial Plan Cost?
5 Questions Answered About the Doctor Mortgage Program
The Power of Dollar-Cost Average Investing
How Supplemental Disability Insurance Works for Doctors
How Does Social Security Work for High Income Earners?
Best Student Loan Refinancing Companies for Doctors
The Prosperous Doc Podcast: 6 Most Popular Episodes
The Pros & Cons of a Surgery Center
Use These 4 Smart Money Moves to Pay Off Student Loans Faster
4 Effective Student Loan Repayment Options Doctors Should Consider
When Doctors Should Use Short-term vs. Long-term Disability Insurance
How to Plan Financially: 6 Money Decisions®
The Prosperous Doc: New Name, Same Mission
5 Ways to Maintain an Independent Physician Practice
4 Good Financial Habits to Help You Prosper In Life
When Mortgage Refinancing Makes Sense for You
Should You Invest While the Market is Down?
13 Reasons Why Doctors Need a Financial Planner
Focus on Your Economy During Crisis
4 Practical Tips for Real Successful Saving
Physician Employee Contract Agreements
Transition Planning
The Importance of All-Weather Planning and Insurance for Medical Practices
4 Tips for Managing Your Marriage Finances
7 Reasons Why Financial Stress is Contributing to Physician Depression
Vlog: The Benefits of Goal Planning
/Logo%20Horizontal%20(4).png?width=2000&name=Logo%20Horizontal%20(4).png)