Retirement Planning
Made Simple

Retirement planning is often the first thing people think of when it comes to financial planning. We can help clarify any confusion and create a strategy that guides you through each retirement phase, setting you on the path to achieving your financial goals.

The 3 Phases of Retirement

Retirement planning can be complex and overwhelming. We’re here to help you develop a clear strategy to navigate the accumulation, preparation, and distribution phases, ensuring you’re on track for a secure and fulfilling retirement.

Accumulation

It's critical to build the proper foundation and habits early. This phase involves making decisions on how much to manage your cash flow, where to save, and how to respond to market volatility.

Account Types to Consider:

  • 401(k) or 403(b) Retirement Plans
  • SEP IRA
  • Traditional IRA
  • Roth IRA
  • Taxable Investments

Preparation

By now, you're ready to retire and have been contemplating financial independence, but you're not quite certain you're in a position financially to reduce your workload or stop entirely.

Common Questions:

  • Have you saved enough to retire?
  • What will you do with your "spare" time?
  • Will you work part-time?
  • Can you maintain your current lifestyle in retirement?
  • Do you need to downsize your house?

Distribution

All of your hard work has gotten you to this point. This is the phase in which we can help you determine how to start replacing your salary by efficiently utilizing the assets you've accumulated.

Strategies for Consideration:

  • Social Security Benefits
  • Medicare
  • Guaranteed Income
  • Required Minimum Distributions (RMD)
  • Tax-Efficient Charitable Gifts
  • Leaving a Legacy

Retirement Planning Timeline

It's important to get started thinking about saving for retirement as early as possible. The following timeline guides this process.

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Our Investment Philosophy:
In It for the Long Haul

We understand that true financial freedom is built on committing to the long-term process, not short-term gain. Our investment philosophy is centered around helping you grow and protect your wealth for generations through key aspects like diversification, historical performance, corporate governance, and more.

Discover more about our approach and the expert team that backs it.

Learn More

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Free Retirement Planning Guides

Whether you’re a physician, dentist, business owner, or executive, retiring brings up a lot of unanswered questions. Explore the downloadable guides we've created to help start your plan for a comfortable retirement.

View Retirement Guides

Complimentary Social Security Consultation

We’re here to help you identify the best filing strategies for your unique situation. Our team of financial planners will guide you through the process and work with you to create a customized plan tailored to your needs.

Book Now

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Let’s Talk

There’s no time like the present to start planning your financial future.

Schedule your complimentary 15-minute discovery call with an SDT Advisor by completing this short form.