Retirement Planning
Made Simple with SDT

Retirement planning is often the first thing people think of as it relates to financial planning. We can help you navigate any confusion and establish a strategy that gets you through each phase of retirement and puts you on the path to achieving your financial goals.

The 3 Retirement Phases

Retirement planning is a broad topic and one that can be confusing! We can help you establish a strategy to get through the accumulation, preparation, and distribution phases of retirement.


It's critical to build the proper foundation and habits early. This phase involves making decisions on how much to manage your cash flow, where to save, and how to respond to market volatility.

Account Types to Consider:

  • 401(k) or 403(b) Retirement Plans
  • Traditional IRA
  • Roth IRA
  • Taxable Investments


By now, you're ready to retire and have been contemplating financial independence, but you're not quite certain you're in a position financially to reduce your workload or stop entirely.

Common Questions:

  • Have you saved enough to retire?
  • What will you do with your "spare" time?
  • Will you work part-time?
  • Can you maintain your current lifestyle in retirement?
  • Do you need to downsize your house?


All of your hard work has gotten you to this point. This is the phase in which we can help you determine how to start replacing your salary by efficiently utilizing the assets you've accumulated.

Strategies for Consideration:

  • Social Security Benefits
  • Medicare
  • Guaranteed Income
  • Required Minimum Distributions (RMD)
  • Tax-Efficient Charitable Gifts
  • Leaving a Legacy

A Timeline for Retirement Planning

It's important to get started thinking about retirement, and saving for retirement, as early as possible! This timeline guides that process.

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Free Retirement Planning Guides

Retiring from any profession brings up a lot of unanswered questions, especially when retiring as a medical professional. Explore the downloadable guides we've created to help start your plan for a comfortable retirement.

Complimentary Social Security Consultation

We are here to help you determine which option is the best for you. Our team of financial planners can walk you through your options and help you craft a plan that is specific to YOUR situation.

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There’s no time like the present to start planning your financial future.

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