Retirement Planning
Made Simple with SDT

Retirement planning is a broad topic and one that can be confusing! We can help you establish a strategy to get through the accumulation, preparation, and distribution phases of retirement.

A Timeline of Retirement Planning

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The 3 Retirement Phases

Accumulation

It's critical to build the proper foundation and habits early. This phase involves making decisions on how much to manage your cash flow, where to save, and how to respond to market volatility.


Account Types to Consider:

  • 401(k) or 403(b) Retirement Plans
  • SEP IRA
  • Traditional IRA
  • Roth IRA
  • Taxable Investments

Preparation

By now, you're ready to retire and have been contemplating financial independence, but you're not quite certain you're in a position financially to reduce your workload or stop entirely.


Common Questions:

  • Have you saved enough to retire?
  • What will you do with your "spare" time?
  • Will you work part-time?
  • Can you maintain your current lifestyle in retirement?
  • Do you need to downsize your house?

Distribution

All of your hard work has gotten you to this point. This is the phase in which we can help you determine how to start replacing your salary by efficiently utilizing the assets you've accumulated.


Strategies for Consideration:

  • Social Security Benefits
  • Medicare
  • Guaranteed Income
  • Required Minimum Distributions (RMD)
  • Tax-Efficient Charitable Gifts
  • Leaving a Legacy

Download Our
Retirement Planning Guides

Retirement Guide for Physicians

Retiring from any profession brings up a lot of unanswered questions, especially when retiring as a physician. Download this guide to help start your plan for a comfortable retirement.

Retirement Guide for Dentists

Retiring from any profession brings up a lot of unanswered questions, especially when retiring as a dentist. Download this guide to help start your plan for a comfortable retirement.

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See Retirement Plannings Blogs

Let’s Talk

There’s no time like the present to start planning your financial future.

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