Retirement Planning
Made Simple with SDT

Retirement planning is often the first thing people think of as it relates to financial planning. We can help you navigate any confusion and establish a strategy that gets you through each phase of retirement and puts you on the path to achieving your financial goals.

The 3 Retirement Phases

Retirement planning is a broad topic and one that can be confusing! We can help you establish a strategy to get through the accumulation, preparation, and distribution phases of retirement.

Accumulation

It's critical to build the proper foundation and habits early. This phase involves making decisions on how much to manage your cash flow, where to save, and how to respond to market volatility.

Account Types to Consider:

401(k) or 403(b) Retirement Plans
SEP IRA
Traditional IRA
Roth IRA
Taxable Investments

Preparation

By now, you're ready to retire and have been contemplating financial independence, but you're not quite certain you're in a position financially to reduce your workload or stop entirely.

Common Questions:

Have you saved enough to retire?
What will you do with your "spare" time?
Will you work part-time?
Can you maintain your current lifestyle in retirement?
Do you need to downsize your house?

Distribution

All of your hard work has gotten you to this point. This is the phase in which we can help you determine how to start replacing your salary by efficiently utilizing the assets you've accumulated.

Strategies for Consideration:

Social Security Benefits
Medicare
Guaranteed Income
Required Minimum Distributions (RMD)
Tax-Efficient Charitable Gifts
Leaving a Legacy

A Timeline for Retirement Planning

It's important to get started thinking about retirement, and saving for retirement, as early as possible! This timeline guides that process.

SDT_retirement timeline_05_desktop-1900px-1

Free Retirement Planning Guides

Retiring from any profession brings up a lot of unanswered questions, especially when retiring as a medical professional. Explore the downloadable guides we've created to help start your plan for a comfortable retirement.

View Retirement Guides

Complimentary Social Security Consultation

We are here to help you determine which option is the best for you. Our team of financial planners can walk you through your options and help you craft a plan that is specific to YOUR situation.

Book Now

Helpful Retirement Articles

Estate Planning Basics for Doctors

Physicians and dentists work hard throughout their lives to take care of their families and experience a stress-free retirement. Estate ...

7 Top Social Security Myths and Misconceptions

Understanding how Social Security benefits work can be challenging. There are so many rules, the formulas may seem complex, and it is easy ...

Estate Planning: Signing Your Estate Documents Is Not the Final Step

As holistic financial planners, all elements of one's finances take priority in our process. Whether it is protection planning, investment ...

Retirement Planning
Made Simple with SDT

The 3 Retirement Phases

Accumulation

Preparation

Distribution

A Timeline for Retirement Planning

Free Retirement Planning Guides

Complimentary Social Security Consultation

Helpful Retirement Articles

Let’s Talk

There’s no time like the present to start planning your financial future.

Schedule your complimentary 15-minute discovery call with an SDT Advisor by completing this short form.

Retirement PlanningMade Simple with SDT

The 3 Retirement Phases

Accumulation

Preparation

Distribution

A Timeline for Retirement Planning

Free Retirement Planning Guides

Complimentary Social Security Consultation

Helpful Retirement Articles

Let’s Talk

There’s no time like the present to start planning your financial future.

Schedule your complimentary 15-minute discovery call with an SDT Advisor by completing this short form.

Retirement Planning
Made Simple with SDT