Your Student Loan Confusion Solution™

Student Loan Consulting for Physicians & Dentists

Managing your student loans can be stressful and confusing, especially as you begin practicing full time. We can help you devise a strategy to manage your debt through refinancing, Public Service Loan Forgiveness (PSLF), and Income-Driven Repayment options.

Important Decision Stages for Student Loans

Through your education and career there are important windows of time to pay close attention to your student loans. We will guide you through these pivotal times to make sure you are taking advantage of all options to get your student loan debt conquered. 

Ways SDT Can Help You Manage Student Debt:

Student Loan Refinancing Options

We have partnered with reputable lenders that offer favorable rates on student loan refinancing packages.

  • Save on interest, pay your loan off quicker – find a plan that works for you.
  • Refinance your existing loans with one simplified loan.
  • Our Student Loan Specialists can help guide you through your options.

Public Service Loan
Forgiveness

Your servicer may not be familiar with the Public Service Loan Forgiveness (PSLF) program's nuances. We can help:

  • Determine if you work for an employer that qualifies for PSLF.
  • Navigate the ins and outs of the application process.
  • Verify your income.
The PSLF program offers complete student loan forgiveness for direct loans after 120 payments have been made under a qualifying repayment plan.
 
Let one of our Student Loan Specialists help you understand your loans and your options.

Income-Driven Repayment Options

You have repayment options, so make sure you explore them to find one that works best with your circumstances. We can help you determine a plan that will help you balance debt payoff.

  • IBR, REPAYE, PAYE
  • Spousal Income
  • Interest Subsidies

Let one of our Student Loan Specialists help you understand your loans and your options.

Student Loan Consultation

Schedule a complimentary consultation with our Student Loan Specialists to take the first step of understanding your loans and your options.

  • How do I qualify for Public Service Loan Forgiveness (PSLF)?
  • Am I on the right repayment plan?
  • How do I lower my monthly payment?
  • What type of loans do I have?
  • I need a plan – who can help me when I have questions?

Download Our "Student Loan Repayment Guide"

Conquer your student loan debt! Our team of Student Loan Specialists developed this guide to help you ask the right questions and understand your student loan repayment options. 

Take Our Student Loan Quiz

Want to know which repayment option is right for you? Take the student loan quiz to figure out your student debt action plan!

Explore Student Loan Consolidation

Combining multiple loans into one consolidated loan package can simplify your finances. Our team of advisors can help you:

• Assess the best option for your student loan consolidation

• Move forward with a plan to tackle your debt

Expand Your Student Loan Knowledge

We have created resources to help you understand how student loan debt affects your future, and the best ways conquer it. Click to view our articles on student loans to get started, and you can always contact us for a consultation.

See Student Loan Articles

 

Graduation-sq

 

I want to say to new graduates, the smartest thing I’ve ever done is find a financial planner who really cared about my goals and helped me get from point A to point B. The loyalty and relationship I’ve been able to form with my financial planner at SDT is something you don’t always find, and that’s the difference.

- Dr. R, SDT Client

Our Recent Articles

Lessons Spaugh Dameron Tenny Learned During a Global Pandemic

As I compose this article, I am reminded that about a year ago, we all entered the beginning of the global pandemic now called COVID-19. ...

Why Doctors Should Consider a Backdoor Roth IRA for Retirement Saving

One of the most common questions we get from clients involves Roth IRA accounts. Everyone seems to have a general idea that Roth IRAs are ...

What to Consider Before You Make a Retirement Plan?

Planning for retirement is not a one-time event. It is a multistep process that continues to evolve as you, your circumstances, and some ...

Let’s Discuss Your Options

We can create a personalized plan to address your medical school student loans.

Schedule your complimentary 15-minute discovery call with one of our Student Loan Specialists by completing this short form.