Your Next Million: How Couples Succeed (or Stumble) When Money Multiplies

The debut release from Shane Tenny, Your Next Million is a practical yet deeply human guide for couples seeking to transform wealth from a source of complexity and stress into a tool for stability, freedom, and impact.

About the Book

Your Next Million: How Couples Succeed (or Stumble) When Money Multiplies shows high-earning couples — maybe like you — how to navigate the growing complexity of wealth without letting it overwhelm your life.

Written by Shane Tenny, Managing Partner of Spaugh Dameron Tenny, the book blends compelling fictional stories with real client experiences to explore both the technical aspects of money (investments, taxes, estate planning) and the emotional side (communication, values, stress, and legacy). Underlying the book’s key message is the growing importance of behavioral finance. In Your Next Million, Shane personifies concepts like overconfidence bias, confirmation bias, and proximity bias, helping readers understand that these tendencies can lead to subconscious deviations that undermine their financial clarity.

Follow two couples: one who thrives by making intentional, values-based decisions, and another who struggles with reactive choices. Through their journeys, you’ll discover actionable “Money Multiplier” principles to align your goals, manage risk, and turn tension into teamwork. Real-life examples reinforce that financial success isn’t just about numbers; it’s about clarity, alignment, and making deliberate, informed decisions.

Your Next Million is your guide to finding a path of stability, freedom, and clarity as your wealth grows.

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I loved this book! It focuses on the why behind financial decisions, not just the technical parts. Shane perfectly captures the emotional side of financial decision-making rather than just the technical details. The concept of ‘outsourcing your stress’ and ‘focusing on your economy, not the economy’ really hit home. Inspiring and refreshingly human!

- Roger Crandall, CEO MassMutual

In Your Next Million, Shane masterfully illustrates – through real-life scenarios - the profound impact a skilled financial planner can have on your journey to building – and keeping – wealth. It’s about far more than managing money; it’s about managing the decisions and emotions that can so quickly derail your progress. When you find the right guide, they become a trusted partner through life’s many transitions, providing guidance and clarity on the path toward meaningful personal and financial freedom.

- Sanjiv Lakhia, MD

After decades in corporate finance, I thought I had a solid grasp on investments. But the truth is that things get more complicated over time. The closer I got to retirement, I realized that, while the numbers matter, values matter more. I love this book because Shane paints a picture of how to have the conversations that matter – not just what to do, but why. Your Next Million shares a wisdom and holistic approach that can change lives. If you’re ready to move beyond numbers and discover peace of mind, this book is your starting point.

- Marshall Barber, Chief Operating Officer of Six Flags

I wish I could’ve read Your Next Million three decades ago! This book paints such a clear picture of the value of a financial life coach with experience and knowledge to help optimize for real-life’s future events. These stories give me a chill to realize in retrospect how close we might have come to negatively impacting our family’s financial potential.

- AJ Patefield, MD

Shane captures the authentic struggles high-achieving couples face around money with stories that feel remarkably real. What sets this book apart is its recognition that successful couples don't just need better strategies; they need better conversations. An efficient, practical resource I'll be recommending to clients.

- Ashley Quamme, LMFT, FBS®, CFT™ Licensed Marriage and Family Therapist,Certified Financial Therapist™

Well done and an insightful read. So many poignant stories of the struggles and anguish of trying to manage the complexities of growing personal finances without expert counsel. One of the great messages is not just the confusion of missed opportunities and constant effort when you navigate alone, but the stress and tension that can grow, too.

- Brett Petit, Chief Marketing Officer at Six Flags

Shane has done an outstanding job captivating the reader with a powerful story about the paths of two couples and the financial decisions they made along the way. The lessons they learn are both insightful, relatable and thought-provoking. For anyone wondering if having a true holistic financial planner might make sense for them, this book will help clarify the decision to hire one.

- Tim Flanagan, CEO of The Pelora Group

Wow! What a fun and quick read. I relate to so many of these stories and lessons. This book will help many successful couples live lives of increased peace, purpose, and confidence.

- Chad Johnson, Strategic Coach and Owner of Giant 5 Guy

Meet the Author

Shane Tenny, CFP®, is Managing Partner at Spaugh Dameron Tenny, a firm dedicated to helping high-income families align their wealth with their values.

His work blends technical expertise with a deep understanding of behavioral finance, guiding clients toward clarity and confidence in their most important decisions. A storyteller at heart, he offers insights not only from his professional experience but also from his own journey of navigating money conversations in marriage.

When he’s not advising clients, Shane enjoys spending time with his wife, Noël, their four children, and engaging in adventures ranging from horseback riding in Wyoming to hiking the Blue Ridge Mountains of North Carolina.

All royalties from the book go to Smile Train, a non-profit that provides corrective cleft surgery to children around the world. Learn more about their mission at https://www.smiletrain.org/

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