We help late-career and recently retired professionals bring organization, clarity, and coordination to their financial lives through long-term planning built around their full picture. The clients we serve best are often:
Approaching retirement and wondering where income will come from and how much they can spend
Preparing for Social Security, Medicare, pension, or retirement-plan decisions
Transitioning from do-it-yourself investing to professional planning support
Selling a business or preparing for a major liquidity event
Seeking broader retirement planning beyond investment management
Wanting both spouses to understand the plan and feel prepared
When to claim Social Security and how retirement income may affect Medicare premiums (IRMAA)
Whether Roth conversions or required distributions change your strategy
How much risk is appropriate, including sequence-of-returns risk
Balancing income, growth, liquidity, and preservation
Preparing a surviving spouse to manage decisions confidently
Coordinating estate documents, beneficiaries, and legacy goals
We bring coordination and clarity to the decisions that define your retirement transition.
Retirement Income Planning - Coordinate income sources, spending needs, and withdrawal decisions as you shift from a paycheck to generating your own retirement income.
Social Security & Medicare Planning - Evaluate timing decisions and how they align with your broader income, tax, healthcare, and long-term needs.
Tax-Aware Withdrawal Strategy - Think through withdrawal sequencing, Roth conversions, charitable giving, and required distributions, all coordinated with your full financial picture.
Investment Management for Retirement - Manage investments in support of income, liquidity, taxes, risk, and long-term goals.
Business Sale & Liquidity Planning - For a business sale or major liquidity event, evaluate how the proceeds affect retirement income, investments, taxes, charitable giving, estate planning, and family decisions.
Estate & Family Continuity Planning - Help both spouses understand the plan and coordinate legacy decisions with attorneys, CPAs, and other professionals when appropriate.
We empower you → You will feel in control of your money, instead of your money controlling you.
We give you Guilt-Free Spending™ → You will be able to spend money knowing you have a realistic plan in place for your long-range goals.
We want you to feel like our only client → You will never be put on hold or speak with someone who doesn't know your name.
We educate with plain language → You will understand your financial plan, including the strategy and why it makes sense just for you.
We are accessible → You will be able to reach us every time. Your team is available and ready whenever you need us.
At Spaugh Dameron Tenny, our goal is to make your financial planning journey rewarding, enjoyable, and fully transparent. While we can’t predict every curve in the road, our entire team is dedicated to guiding you through every step with confidence.
The decisions that shape your retirement rarely stand alone. A coordinated plan can bring clarity and confidence to what’s ahead, from this year’s income, tax, and benefit-timing choices to your long-term legacy.
Schedule a complimentary 15-minute introductory call to discuss your goals, current priorities, and the challenges you’re facing. Complete the form, and a member of our advisory team will reach out to schedule a time to connect.
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